Medicare Supplement Plans Comparison: A Look at the Difference between Plan G and Plan F
When it comes to Medicare Supplement plans, there are several different options available. Two of the most popular are Plan G and Plan F. While both plans offer coverage for many of the same benefits, there are some key differences that you should be aware of.
Plan G offers coverage for most of the same benefits as Plan F, but it does not cover the Part B deductible. This means that you would have to pay the Part B deductible out of pocket if you have Plan G. However, Plan G does offer a lower premium than Plan F, making it an attractive option for those on a budget.
Plan F, on the other hand, covers the Part B deductible and offers more comprehensive coverage than Plan G. This means that you don’t have to worry about paying the Part B deductible out of pocket. However, this additional coverage comes with a higher premium.
To help you make an informed decision, here is a table showing the differences between Plan G and Plan F:
As you can see, there are some key differences between Plan G and Plan F. When deciding which plan is best for you, it’s important to consider your budget and the level of coverage that you need. If you’re looking for a more comprehensive plan with coverage for the Part B deductible, Plan F may be the better option. However, if you’re looking for a more affordable plan with less coverage, Plan G may be the right choice.
Note: Plan C & Plan F aren’t available if you turned 65 on or after January 1, 2020, and to some people under age 65. You might be able to get these plans if you were eligible for Medicare before January 1, 2020, but not yet enrolled.